Conditions of Use

1. General

1.1. You are invited to access Lumax Rédito ("Website")

Our email info@lumaxredito.com

1.2. This website provides information on third-party platforms (“Third-Party Platforms”) for trading (the “Services”)

1.3. The Terms govern Your (“You,” “Your,” or “User”) access to the Website and Services. You must read these Terms carefully before using the Services. They form a legally binding agreement between You and the Website owner. You must accept these Terms in full to access or use the Website. The Terms may be amended from time to time.

These terms incorporate our privacy policy. By accepting them, you consent to our privacy policy. (You can review it here).

2. Eligibility

2.1. Provided you adhere to these terms and conditions, the website will be accessible to you.

2.1.1. Minimum age: 18 years

2.1.2. You may sign these terms and conditions.

2.1.3. The laws of your country of residence or where you access the services do not prohibit users from using the website or its services.

2.2. We make no guarantees, representations, or warranties about the legality or use of the website or its services by any person. We are not responsible for any unlawful use of the website or its services by any user.

3. Restricted Access Territories

3.1. Without limiting the scope of this information, we reserve the right to restrict access to the Services and/or Website (or any part thereof) to: (i) users residing in restricted areas (the “Restricted Territories”); and (ii) users we believe may pose a regulatory, legal, or reputational risk.

3.2. We may also impose additional terms before accepting users from certain countries. If users travel into restricted areas, the Website or Services may be temporarily unavailable or blocked.

4. Prohibited activities

4.1. You agree to use the Site and Services respectfully and refrain from:

4.1.1. You may not access or use our website to download, upload, share, publish, transmit or send any of the following: (a) information or other materials that infringe intellectual property, privacy, property or other rights; (b) content prohibited from publication or distribution because it involves threats or harm through insult, defamation, slander or racism; (c) viruses or other software that may damage our or third parties’ systems or restrict other users’ access to the website; (d) any information or materials that violate any laws; (e) advertisements or other content not approved by us in writing.

4.1.2. Do not modify or delete any proprietary attributions, legal notices, labels, or designations on this website.

4.1.3. Access to services may be obtained through any interface other than the website.

4.1.4. Do not prevent other users from accessing or using the website or its services

4.1.5. The use of bots and other automated techniques to access the site or its services.

4.1.6. You are prohibited from uploading or transmitting, or attempting to upload, any content that actively or passively participates in data collection or transmission—such as web bugs, cookies, or spyware—without our express permission.

4.1.7. Engage in “framing,” mirroring, or any other technique to mimic the appearance or functionality of the services.

4.1.8. You may not violate any applicable laws or regulations or encourage any illegal activities, including trademark or copyright infringement, defamation, privacy breaches, identity theft, or the distribution of counterfeit software;

4.1.9. You are able to modify or alter this website’s source code. You may also upload applications or software that may damage the website or harm another individual.

4.1.10. You may not disassemble, decompile, or reverse engineer any technology or software featured on the website or used to provide the services.

4.2. The terms of this agreement are in addition to any rights we may have. If we determine that your use of the website is not in compliance with these terms or any applicable laws, we may monitor your activities on the website or through the services, block access to the website or the services, disclose your usage patterns to third parties, or take any other appropriate measures to protect third-party rights and property.

5. Intellectual Property Rights

5.1. The website's content, including video-related materials such as text, images, logos, sounds, designs, trademarks, and other materials, is protected by our intellectual property rights and those of third parties.

5.2. All rights, titles, and interests in the services and the website remain our property. Except for the right to use the services and the website in accordance with these terms, users do not acquire any intellectual property rights.

5.3. The Website and/or Services may be accessed by the user solely for personal, non-commercial use.

5.4. You must not allow anyone to modify, reverse engineer, decompile, copy the services or website, or create derivative works via sublicensing or renting.

6. Limitation of Liability

6.1. You are solely responsible for the Website and Services. We do not provide any warranties, whether implied or express, concerning the Website, the Services, or your use of them. This includes, but is not limited to, implied warranties of merchantability, quality, non-infringement, fitness for a particular purpose, and any guarantees of accuracy, completeness, timeliness, or prompt delivery of information. All content and functionality offered through the Website are provided “as is,” “as available,” and “with all faults.”

6.2. We are not liable for any errors, omissions, or inaccuracies in the website's content. We are not responsible for any disruptions or interruptions of transmissions to or through the services.

6.3. We will indemnify you against any direct or indirect loss incurred by you or any third party through the website or services. You are responsible for any decisions made based on information provided on the website and/or through the services.

6.4. We are not liable for any loss or damage, whether direct, indirect, or otherwise related to you or any third party. This includes any loss of income or data resulting from your use of the site and/or services. This limitation of liability applies as permitted by law in the applicable region.

6.5. We do not assume responsibility for technical issues affecting Internet or telephone lines, computer service providers, system servers, or any hardware. We are not liable for any Internet usage.

7. Third-Party Content and Services

7.1. While using the services, you may view third-party content, such as advertisements or reviews of external platforms.

7.2. We do not assume responsibility for any referenced information or products. They may not always be current or up-to-date.

7.3. Please verify all information for accuracy before making any decisions. You are responsible for any decisions or actions based on that information.

8. Links

8.1. This site features advertisements and content. Some materials are accessible via third-party websites (“links”). Before downloading, relying on, or accessing any information from these sites, software, or other materials—or completing any purchase or transaction—you should exercise caution. These links are provided solely for user convenience. We assume no responsibility for any damage or loss arising from use of, or reliance on, information, products, or services offered through other websites or programs.

8.2. The inclusion of hyperlinks on this website does not imply our endorsement, authorization, affiliation, or any other form of association with the linked websites, their software, or their administrators.

8.3. We have not reviewed all hyperlinks and cannot be held liable for any referenced software or websites. Please exercise due diligence before using, relying on, or purchasing any products or services from these websites or applications. We will not be responsible for any damages or losses resulting from the use of, or reliance on, products, information, or content obtained through external sites.

8.4. You are responsible for reviewing the terms and policies of any third-party websites, and we strongly recommend that you read them before making contact with those sites.

9. Miscellaneous

9.1. We reserve the right to change, suspend, or discontinue our services at any time. These adjustments will not adversely affect you, and you agree not to bring any claims against us.

9.2. These terms may be modified at any time. We will notify you by publishing the latest version and updating the date at the top. All modifications will become effective within two business days. By continuing to use the website after the revised terms are published, you are deemed to have accepted them.

9.3. The User acknowledges and agrees that any information transmitted via the website does not create any relationship beyond those explicitly stated in these terms.

These Terms and the Privacy Policy, as amended from time to time, constitute the sole valid agreements between us and the user, and no promise, declaration, or agreement, whether oral or written, not included in these Terms or the Privacy Policy, is legally binding on either party.

9.5. The failure to exercise any right or power provided herein shall not be deemed a waiver of that right or power. The exercise of any right or remedy, in whole or in part, shall not preclude any further or additional exercise of the same or any other rights or remedies.

9.6. If any provision of these terms is found invalid or unenforceable by a court of competent jurisdiction, that provision will be deemed severed, and the remaining terms will remain in full force and effect. The remaining terms shall then be interpreted and applied in a manner that reflects the court’s ruling on the original intent and meaning of the severed clause.

9.7. Third-party partners may transfer or assign all rights and obligations under these terms. Additionally, third-party operators may manage the website and its services without restriction. You, however, are not permitted to transfer or assign your own rights or obligations under these terms.